HOAs otherwise known as Homeowners Association, will have its own HOA bylaws, rules and regulations, as outline in its Declaration of Covenants, Conditions, and Restrictions, or CC&Rs for short. The CC&Rs act as the governing documents by which the HOA…
Turo third-party auto liability insurance is purchased through Turo and includes coverage for renters/guests under a third-party automobile liability insurance policy purchased from Liberty Surplus Lines, a Liberty Mutual Group company Said Liberty Mutual Policy provides guests with insurance coverage…
California Identity Theft Penal Code Section 530 PC Identity theft, under Penal Code 530 PC usually occurs when: a defendant unlawfully gained unauthorized access to a computer’s information or someone else’s sensitive personal information and used that information for financial or personal…
Primary Insurance Must Pay All Losses in Excess of Policy Limits After Denying a Within-Limits Settlement Offer Judgement or settlement which exceeds policy limits after denying a settlement offer within policy limits and the excess settlement rule. California Court of Appeals ruled that primary insurance…