If you were a passenger in a vehicle involved in a car accident in California, you are probably wondering. Will the issue of liability affect my ability to recover compensation for my injuries? In most cases, the answer is no. Under California law, it is rare for a passenger to be found liable for a collision that has occurred. However, each case is unique, and nuances can affect the amount or process of obtaining payment. For this reason, it is highly recommended that you consult with professionals.
The Passenger is Not Guilty by Default
Usually, the driver of the car is responsible for the accident. In some cases, the fault is shared by several parties. In this case, the passenger has the right to file a personal injury claim against:
- The driver of the vehicle in which he or she was riding
- The at-fault driver of the other vehicle
- Both parties at the same time
For example, if you were riding in a friend’s car and he or she was not in control, you have the right to seek compensation from his or her insurance company. However, if the other driver also violated the rules of the road, you can file a claim against him or her as well. KAASS LAW will help you correctly determine the shares of fault and the strategy of recovery of funds.
Coverage Options
1. File a claim against the driver with whom you were traveling. If the driver is found to be at fault, his or her insurance company is obligated to pay for your damages. This includes:
- Payment for medical treatment
- Compensation for lost earnings
- Compensation for pain and suffering
2. A claim against the driver of the other car. If the other driver was at fault, you have the right to file a claim with his or her insurance company. Even if you didn’t know him or her, it doesn’t matter. It’s also important to remember that California has a two-year statute of limitations for personal injury cases.
This means that you have a limited amount of time to file a lawsuit. If you miss this deadline, you will lose your right to compensation. Even if you are fully entitled to it. An attorney should keep track of all deadlines and paperwork. So you can focus on your recovery
If Both Are Guilty, Who Do We Blame?
California has a comparative fault system. This means that both drivers can be at fault, but in different proportions. For example, your driver may be 40% at fault and the other driver may be 80% at fault. In this case, the compensation will be divided accordingly. You can make a claim against both insurance companies at the same time. This is especially important if your losses are significant and one of the policies does not cover the full amount.
Insurance Policy Limitations
Remember that each insurance policy has its own limit. If the total amount of compensation exceeds the coverage, you will need to look for additional sources. For example:
- Your personal health insurance
- A UM/UIM policy (if the at-fault party was uninsured or underinsured)
- A lawsuit against the driver or owner of the car
Qualified attorneys can help you understand the terms of all available policies. They will also help you determine a strategy for obtaining full compensation.
Exceptions: When Passengers May Be Partially Liable
While the passenger is generally not liable, there are exceptions. For example:
- You distracted the driver while driving
- You failed to wear a seat belt
- You knowingly got into a car with a driver who was under the influence of alcohol
In these cases, the amount of compensation may be reduced. However, it’s important to remember that even if you are partially at fault, you are still entitled to compensation. According to the NHTSA, every passenger is entitled to protection and recovery after an accident.
Why Contact KAASS LAW?
KAASS LAW is a California law firm with years of experience. We don’t just file claims – we pursue maximum payouts using all available resources. When you contact us, you will receive:
- An analysis of all available insurance options
- A professional evidence collection strategy
- Protection of your interests at every stage of the case
The KAASS LAW team is ready to assist you from the initial consultation through the settlement process.
What To Do After an Accident?
- Seek medical attention regardless of symptoms
- Document the accident scene – photos, video, names of witnesses
- Do not sign anything from the insurance company without legal advice
- Contact an attorney as soon as possible.
Conclusion
Passenger liability in a car accident is rarely an obstacle to compensation. However, the amount of the payout, the source of the coverage, and the accuracy of the claim play an important role. Because insurance companies are not interested in maximizing payouts, you should not negotiate without an attorney.
But it’s important to remember. If the passenger is a minor or a foreign national, special rules apply. That can affect your case strategy. We consider all factors, including citizenship, insurance status, and medical insurance. Don’t wait to protect your rights. The sooner you contact KAASS LAW, the better the chances of a successful resolution of your case.