The whole world is suffering nowadays because of the Coronavirus (COVID-19). The United States, like numerous other countries, is on national lockdown. The lockdown affected everyone either directly or indirectly. Both small and large businesses have suffered as a result.
Free movement is immensely limited after Los Angeles Mayor’s “stay-at-home” order. This leads to a chaotic environment for numerous businesses. It can be especially crucial for small businesses. Several businesses can not be operated at all. It is very important now to provide especially the small and essential businesses with assistance and with new stimulus to overcome this situation.
Any kind of business assistance is worth it now. Additionally, still, several ways may be revealed to seek coverage from your insurance for harm caused to your business due to the lockdown.
Different types of insurances exist to secure your business from undesired consequences. And each of them has its own policies, which define when, how, in which terms the insured can claim and get coverage. Many entrepreneurs prefer to pay more for insurances, to be premium members, and to be on the safe side, but some of them choose cheaper insurances, without any additional coverage only for the riskiest scenarios.
To figure out whether you can claim coverage from your insurance you should read very carefully the policy defined for your insurance. In the policy, you may meet the point that provides you with the lawful right to claim for your coverage. Sometimes it can be very difficult for a non-lawyer to discover that very point in the whole policy and it is important to consult with an attorney experienced in cases related to Insurances.
If you found out that your insurance contains the point that covers the present scene and you strongly believe that there exists the lawful right to claim for coverage, you should figure out now who has the liability to claim. By default, it will be the business owner on behalf of his or her own business.
There may be a possibility also for landlords, who are forced to deal with unpaid rent and other related issues stemming from their tenants’ cessation of use with respect to the Insured Premises.
The nowadays situation is very unusual, it may even become confusing to a lawyer, let alone to a person without any legal discipline at all.
KAASS Law firm’s lawyers are experienced in cases related to insurances and they can provide you with Coronavirus (COVID-19) legal help. They can help in the validity of the potential claim. They can ensure that the time limit, in your case, is met. Also, to produce the imperative paperwork available. This paperwork plays a huge role in such kinds of processes and is a mandatory part of compliance rules.
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