According to the Fair Debt Collection Practices Act (FDCPA) it is unlawful for the debt collector to use unfair, abusive, or deceptive practices when collecting debts.
Types of debt that are covered under the FDCPA include:
Business debts are not covered under the Fair Debt Collection Practices Act.
Debt collectors are allowed to contact the employer in the following cases:
Under the FDCPA, debt collectors are allowed to contact:
А debt collector is not allowed to contact person’s family members, neighbors, or other people about his debt unless:
In case the debt collector contacts a person about his/her debt that he/she doesn’t owe, it is important to respond in writing to dispute the debt as soon as possible. In case the person fails to respond, the debt collector will keep trying to collect the debt and can even sue him/her.
A debt collector first contacts the person within five days and then he/she must send him/her a “validation notice,” which contains the following information:
A person must dispute the debt in writing within thirty days of when the debt collector first contacted him/her. In this case the debt collector must stop trying to collect the debt until it can show the person verification of the debt.
A person must dispute a debt in writing in case:
According to the FDCPA, debt collectors are not legally allowed to harass a person, such as:
Debt collectors are not legally allowed to lie to a person, such as:
Debt collectors are not legally allowed to can’t engage in unfair practices, such as:
Get in touch with KAASS Law for more information at (310) 943-1171 or by filling out the form below.
Truck accidents, often resulting in serious injuries and fatalities, have a profound impact on road safety. Preventing truck accidents is…
In the world of transportation, the trucking industry serves as a backbone for the movement of goods across the country.…
Truck accidents can have horrific results, including serious injuries, fatalities, and substantial legal repercussions. A number of well-known truck accident…
With its ability to move cargo over long distances and maintain the flow of the supply chain, the trucking industry…
Since we share the road with an increasing number of commercial trucks, it becomes imperative to understand the challenges faced…
Truck accidents are not just confined to traffic regulations. They often traverse into the complex territory of criminal liability. Understanding…