According to the Insurance Information Institute in conjunction with insurance company State Farm, there will be 22,658 dog bite related claims in the U.S. in 2024. This represents an increase of nearly 19% from 2023 and a 48% increase from the previous decade. Such numbers point to a disturbing trend. Especially when it comes to the legal and financial responsibility of dog owners.
In addition, the average payout per lawsuit in 2024 was $69,272. This is 18% more than in 2023 and 86% more than a decade ago. With such significant amounts, it is clear that a dog bite can result in both physical and financial damages.
The highest number of incidents are reported in:
These states traditionally lead the nation in the number of dog bite lawsuits. In particular, California has consistently led the nation in the number of lawsuits filed against dog owners. This may be due to:
It is important to note that California has a strict liability system for dog bites, even if it is the first incident.
Under California Civil Code Section 3342, a dog owner is strictly liable for damages caused by a dog bite. Regardless of whether or not they were aware of the dog’s propensity for aggression. This means that the owner will be held liable even if there is no prior record of an attack. Therefore, victims have the right to file a lawsuit for:
The exceptions are if the bite occurred while the animal was trespassing on private property or was provoked by the animal. For a more in-depth look at liability issues for injuries caused by dogs, you can read our article.
Most homeowners or renters insurance policies include liability coverage for dog bites. However, it is important to realize that such policies have a set limit on payouts. The amount is usually between $100,000 and $300,000. If the claim exceeds the limit, the dog owner must pay the difference out of pocket. In addition, some insurance companies will deny coverage if the dog:
This creates additional challenges for owners. Especially in California, where insurance companies may consider breed when assessing risk.
According to the Centers for Disease Control and Prevention (CDC), more than 4.5 million dog bites are reported in the United States each year. A significant number of victims are children. Many incidents occur in the home, between familiar animals. National Dog Bite Prevention Week, with the release of the 2024 data, aims to raise awareness of the risks. As well as the need for responsible pet ownership. In light of these data, it is recommended that:
Given the increasing number and cost of lawsuits, dog owners should consider the following measures:
If a dog bite results in serious injury, the owner may face not only civil but also criminal liability. Especially if he or she is found to have been negligent or knowingly allowed the animal to be aggressive. In California, for example, it is possible to bring a criminal negligence case if there are serious injuries. In addition, the injured party may seek compensation through a civil lawsuit, including:
It is important to remember that when a dog bites another pet, the owner of the injured pet can seek compensation. These cases are becoming more common. Especially in densely populated areas where animals are in close proximity to each other. In addition, disputes may arise regarding the emotional distress of the owner of the injured animal. This is also taken into account by the courts when considering such claims.
The increase in dog bite lawsuits in 2024 underscores the need for greater regulation and awareness among pet owners. This is particularly true in California. Where a strict legal framework suggests immediate owner liability regardless of the preceding circumstances. It is recommended that all dog owners:
The attorneys at KAASS LAW have extensive experience handling animal bite and personal injury cases. If you have been the victim of a dog bite or are an owner facing a lawsuit, we are here to provide legal assistance and protect your interests.
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