An examination under oath is a request by an automobile insurance company to have a policyholder provide sworn testimony under penalty of perjury.
In examination under oath is typically requested because there is unresolved conduct by the policyholder that further needs investigating. In extreme cases, an examination under oath may be requested from the policyholder due to accusations involving insurance fraud.
No, a policyholder cannot refuse to participate in an examination under oath. In fact, a policyholder’s claim can be denied based on failing to submit to an examination under oath.
The examination under oath is typically conducted by an insurance defense attorney.
The following is a list of things, although not a complete list, that the policyholder should know before participating in an examination under oath:
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